Improve Your Credit And Develop a Positive Tenant Record

Get the Credit you Deserve and the Place you Want Sooner

  • Add Rent Payments to Your Credit Report
  • Build a Positive Tenant Record with Housing Providers
  • Create or Verify your Lease Record
  • Monitor Your Records
  • Unlock Credit Related Rewards

Earn the Credit You Deserve and Enjoy the Rental of Your Dreams

Add Rent To Your Credit Report And Tenant Record

Sign up for free, create your Lease Record, then invite your Landlord. 


Continue to pay rent on time to improve your Credit Report and Tenant Record.


Unlock access to credit, better rates and priority for housing. 


Earn the Credit You Deserve and Enjoy the Rental of Your Dreams

Add Rent To Your Credit Report And Tenant Record

Sign up for free, create a Lease Record, then invite your Landlord. 

Continue to pay rent on time to improve your Credit Report and Tenant Record.

Unlock access to credit, better rates and priority for housing.

Proudly Featured In

Helping Renters

Build Credit By Paying Rent

With our proven rent reporting tool, you can finally gain financial security and access to rewards you dream of.


Effective Tools For All Renters

Report Your Rent, Improve Your Credit, Secure Your Financial Freedom

Improve Your Credit

Earn Credit For Paying Rent

Tenants who pay their rent on time every month should receive credit for it, but most do not. Historically, rent has not been included on Credit Reports. We want to change this by elevating rent payments to the same level as consumer loans and credit card payments. Rent Reporting adds a new tradeline to your credit file while demonstrating a positive payment history over time, both are factors that help to boost your credit score. 

If your rent payments are part of your Credit Report, lenders may view it in the same way they view a mortgage payment, giving you access to the credit you deserve. 

Build a Positive Tenant Record

Make Your Tenant Application Stand Out

Being a good Tenant – meaning, paying rent on time and taking care of the property – doesn’t usually come with incentives. But some Housing Providers offer rewards, like Rent Reporting and verified Tenant Records. By utilizing these services, Renters can help improve their credit scores and qualify for higher-level rentals of their choosing. 

A positive Tenant Record will show your future Landlord that you are reliable and capable of fulfilling the terms of a lease, allowing you to stand out above the other applicants. This is especially important if you have little or no credit history (for example, if you are a young student or a newcomer). 

Monitor Your Tenant Record

Keep Track of Monthly Payments

Accurate records are essential for your credit report and your ability to secure the rental you want in the future. It’s important to keep track of your on-time rent payments and to always communicate with your Landlord about any discrepancies or problems that arise. This will ensure that you are seen as a reliable Tenant and safeguard your credit score. Our free and user-friendly tracking system is the perfect way for you to keep track of your rent payments every month. 

Unlock Good Credit Rewards

Celebrate Your Financial Wellness Sooner

Poor credit, thin credit or no credit can be very expensive as most lenders will not take the risk and will charge higher rates as a result. 

By taking the steps to improve your credit score, you can save money and put yourself in a better financial position. In fact, an improved credit score can lower how much interest you pay for credit cards, loans and other financing. It can also open doors to new opportunities, such as securing a lease or being approved for a loan. FrontLobby’s Rent Reporting capabilities are designed to decrease the time it takes for Tenants to build or rebuild their credit. 

Valued by Housing Providers, Loved by Renters

Jason R <br> <span style="font-size: 18px; line-height:15px; font-weight:300;">May 23rd, 2021 </span>
Jason R
May 23rd, 2021
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This will allow our great customers to build their credit score faster by paying rent in a timely manner during their tenancy. #propertymanagement #mb #realestate #bdnmb #multifamily
Candice R <br> <span style="font-size: 18px; line-height:15px; font-weight:300;">April 20th, 2022 </span>
Candice R
April 20th, 2022
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I'm asking my landlord to sign up for this currently!! I've been paying on time and in full for 3 years, I'd love it to go towards my credit score.
Bruce A<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">September 22nd, 2022 </span>
Bruce A
September 22nd, 2022
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Your services are admirable. FrontLobby provides a great service to any that might be lacking a credit record, and I would not hesitate to refer anyone to FrontLobby.
Kim C <br> <span style="font-size: 18px; line-height:15px; font-weight:300;">June 2nd, 2020 </span>
Kim C
June 2nd, 2020
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East Vista Management has recently implemented the services of FrontLobby to help tenants build their Tenant Record and the feedback has been incredible! #tenantrelations #creditrating
Sarah V<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">November 19th, 2021 </span>
Sarah V
November 19th, 2021
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This is the best way to reward great tenants who pay their rent on time. This system is easy to use and is very effective at deterring non paying tenants.
Dainard Homes<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">May 11th, 2021 </span>
Dainard Homes
May 11th, 2021
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It has worked wonderfully for us, and our current tenants are excited to have their credit scores improving …. Former tenants paid their overdue amounts expeditiously ….
Tao Z<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">August 20th, 2022 </span>
Tao Z
August 20th, 2022
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I was delighted that you guys have brought such a positive change to this industry to allow landlords and tenants to work together to build their great credit and future, while landlords feel much more secure.
Cory J<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">June 6th, 2022 </span>
Cory J
June 6th, 2022
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I've purchased a home and no longer rent.
Jeffery L<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">November 20th, 2021 </span>
Jeffery L
November 20th, 2021
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It totally works. A previous tenant paid the owing rent even though they have moved our as it is reported on their credit bureau.
Wyatt B<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">March 2nd, 2020 </span>
Wyatt B
March 2nd, 2020
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I am using this service and my tenants are all fans of having their rent reported to help build their credit. I haven't had any delinquent payments, but it certainly is an incentive for tenants to pay their rent.
Alex<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">May 25th, 2021 </span>
May 25th, 2021
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Thanks, it's already starting to work. The tenant reached out after disappearing for months.
Yoan<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">June 2nd, 2021 </span>
June 2nd, 2021
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I have subscribed to your service. I have seen an increase in my credit report the first months.
Sean M<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">March 6th, 2021 </span>
Sean M
March 6th, 2021
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I use it and love it. Since I added it to my tenants lease, they haven't been late once. Prior to this, they were late every month by roughly a week. God send!
Nikhil A<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">October 29th, 2022</span>
Nikhil A
October 29th, 2022
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I have built up a decent credit file by now that has enabled me to access all the credit I need. Thank you for your co-operation!
Bonnie W<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">January 31st, 2022</span>
Bonnie W
January 31st, 2022
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Intuitive platform for reporting lease payments (late as well as on time) plus easy to use tenant screening. This one package replaces two other subscriptions.
Douglas M<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">September 9th, 2022</span>
Douglas M
September 9th, 2022
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One stop shop for screening and maintaining tenant financial responsibility.
Jagdeep G<br> <span style="font-size: 18px; line-height:15px; font-weight:300;">December 7th, 2022</span>
Jagdeep G
December 7th, 2022
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I’m glad I signed up for FrontLobby as it made conducting background checks simple and automatic monthly rent reminders minimize rent payment issues.

+ We are committed to earning 6 out of 5 stars from our members.

Common Questions

If You Still Have Questions, Visit Our Help Center Anytime

FrontLobby rewards responsible Tenants.

Tenants use FrontLobby to get the credit and rental property they deserve. A membership with FrontLobby grants Tenants the ability to get credit for paying rent on-time, improved credit report, build a positive Tenant Record, and even skip the line when choosing their next home.

With FrontLobby Tenants can see an increase on their Credit Report of 40+ points.

We want to help responsible tenants unlock and access future credit-related rewards” Zac Killam, co-founder FrontLobby.

With FrontLobby rent payments can be shared with Equifax and Landlord Credit Bureau and will be reflected on a Tenant’s Credit Report and Tenant Record. 

As people build credit, they can gain better access to mortgages, qualify for lower fees and interest rates on credit cards, and access other lines of credit. These advantages create new opportunities and make it easier to accumulate wealth.

Building good credit takes time, consistency, and a combination of credit accounts with solid financial habits.

Historically, Tenants have not received credit for their largest monthly payment of all, which is their rental payments.

When rent payments are reported as a tradeline on a Tenant’s Credit Report, they can build good credit and unlock credit related rewards faster.

Landlords often find themselves faced with multiple applicants for highly desired properties. In such cases, the deciding factor often comes down to something concrete and quantifiable like credit history. Unfortunately, renting to someone with little or no credit history can pose known and unknown risks and challenges for landlords.

This means many renters find themselves in a tough spot, especially those who are new to credit or new to the country.

Fortunately, an LCB Tenant Record allows renters to demonstrate a positive track record of paying rent even if they have a poor credit score. When Landlords and Tenants report rent payments to Landlord Credit Bureau, Tenants can build a positive Tenant Record, allowing future landlords to evaluate prospective Tenants on more than just credit scores.

If you find any inaccuracies on your Landlord’s internal records or other information submitted to the Credit Bureaus through FrontLobby, please complete our dispute form and submit it to

The dispute form with instructions can be found here.

Alternatively, if you have concerns regarding details on your Credit Report that are not related to rental data or believe you have been the victim of Identity Theft or Fraud, please reach out to the appropriate Credit Bureau directly.

For individuals in the US, you can read more about your rights under the FCRA here.

Additional details from the Consumer Finance Protection Bureau can be found here.

FrontLobby aims to facilitate proactive and positive conversations between Landlords, Property Managers and Tenants. When applicable, we encourage all parties to work towards a mutually agreeable payment plan.

If a payment plan is in place and a Tenant is paying according to the plan, no debts may be reported to the Credit Bureaus. Payments according to the payment plan should be recorded as being paid on time and the Tenant can use them to build their credit. However, if a Tenant stops paying according to the payment plan, the total outstanding debt may be recorded.

If a Tenant believes a debt is being reported when there is a payment plan in place, please follow our dispute process outline here. When submitting please attach a copy of the payment plan signed by both parties and proof of payment.

Get Started With a Free Membership

Easy To Use, Managed In Minutes Per Month

"I'm asking my Landlord to sign up for this currently!! I've been paying on time and in full for 3 years, I'd love it to go towards my credit score."

Candice R

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