A Tenant Credit Check Designed for the Rental Industry
Perform an Affordable, Instant, and Easy to Understand Rental Credit Check
- Long-form Equifax Credit Report with Credit Score
- Current and Former Addresses
- Employment Confirmation
- Credit History (tradelines)
- Credit Balances, Collections, Bankruptcies
- Inquiries, Aliases, Tenant Records
#1 Credit Check in Canada
All the Information You Need, None of the Gimmicks
Best Price
Canada's first affordable Tenant credit check that includes score, and no hidden fees.
Delivered Instantly
Canada's quickest Tenant credit check, ready in under 5 minutes with zero hassle.
Easy to Understand
Canada's best Tenant credit checks, easy to read and designed for Landlords.
Credit Checks for Landlords that are as Easy as 1, 2, 3
Powered by Equifax to Ensure Data Accuracy
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Sign up for a free FrontLobby Membership
Perform a Tenant Credit Check
Enter applicant’s details in less than 5 minutes
Receive a Credit Check on a Tenant
With all the information you need
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When to Pull a Credit Check on a Tenant?
What is a Rental Credit Check?
A Rental Credit Check is typically used by a Landlord to evaluate a Renters likelihood to pay rent on time. They also reveal whether an applicant owes rent to any previous Landlords.
Lending institutions, and Landlords, use your credit score to determine your credit worthiness. The idea is that the higher yor credit score, the more likely you are to pay your bills. In the lending world, this means it’s easier for you to get a loan, with a lower interest rate. In the world of renting, the higher your score the more favorably you’ll be viewed by Landlords.
What is Included on a Tenant Credit Report?
A Tenant Credit Report includes both credit score as well as an applicant’s financial history. A credit score is a numerical representation of a person’s credit risk at any given time. With Equifax, a credit score ranges from 300-900, and higher scores are viewed as more favorable.
Landlords can find key pieces of financial information by performing a credit check on a Tenant during the Tenant Screening process, including, creditworthiness, typically based on credit score, payment history, outstanding loans, credit cards, or other debts, any accounts in collections as well as any public records, including bankruptcies and consumer proposals.
Valued by Housing Providers, Loved by Renters
Proudly Helping Our Members Thrive While Improving Renting For Everyone
John M
17/11/2021
We have been using LCB for a while and I think all landlords should have LCB in their screening toolbox in a professional way. Landlords should take advantage of these kinds of tools that are available to them. It helps good tenants and landlords improve the overall renting experience / landlording business. Very good customer service as well.
Tristan
Happy there is an option under $20. I thought they were easier than the average credit report so I will use your service the next time I need one.
Jeffery
It totally works. A previous tenant paid the owing rent even though they moved out as it is reported on their credit bureau.
Trina
I own a property management company and we just became a premium member … effective May 1. In my opinion, the benefits are well worth the fees, especially during times like these! Not only can we register delinquent or non-paid rent against our tenant’s credit index reports, we can also collect outstanding rent through collections without an RTB order. I also love that we can reward tenants who pay rent in full and on time by increasing their rating. We are just about to announce to our clients that we are registered with the LCN and we can’t wait!
Like Reply 8m
Steve
My existing tenants are excited to hear their biggest expense each month (rent) will now be reflected in their credit report. Likewise, they are aware of the consequences if they don’t pay future rent on time.
Dani
I wish all landlords would do this … all landlords are requiring credit checks now, they should at least be offering to report good payments too. Sometimes getting a hold of the previous landlord for a reference is difficult, this would help people out so much.
Like Reply 1hr
Sean
I use it and love it. Since I added it to my tenants lease, they haven’t been late once. Prior to this, they were late every month by roughly a week. God send!
Like Reply 1yr
Amy
So much cheaper than the other service I was using. I’ll be pulling all my reports with you now. Love that these include score and I don’t have to pay more.
Landlord Credit Check FAQ
If You Still Have Questions, Visit Our Help Center Anytime
We believe so, and so do our members.
We are Canada’s first affordable Tenant credit check that is delivered in under 5 minutes with all the information you need and none of the gimmicks.
Our Credit Checks for Landlords are a long-for Equifax credit report that include score. They also include all the other information you need to choose the right Tenant for your vacancy, you will find current and former addresses, employment confirmation, credit history (tradelines), credit balances, collections, bankruptcies, inquires, aliases and Tenant Records.
Yes, it’s perfectly legal for landlords to perform tenant credit checks on prospective tenants. However, landlords can only perform a credit check with an applicant’s consent. Landlords should be up-front with their requests to perform a credit check and obtain written consent.
To perform a credit check you will need the applicants full legal name, date of birth and current address. If the applicant has lived at their current address for less than 6 months, their previous address should be used. A SIN/SSN number should be added when available, but please note a consumer is not legally required to provide their SIN/SSN on their tenant application. Please enter as much information as possible and double check that everything is typed correctly, as the more information you can provide, the higher probability it is we can find the credit record.
For the most part these terms mean the same thing. You can read all about it in our help center here.
It is free and quick to create a FrontLobby account. FrontLobby provides an internal Recordkeeping platform with tools to report rental payments to Credit Bureaus, pull Credit Checks and recover debts.
Landlords or Property Managers can sign up here
Tenants can sign up here
Rental credit checks and Tenant credit checks are identical. Both involve a potential Landlord ordering a copy of the Tenant’s credit report from a credit bureau such as Equifax. The Landlord is looking for information about the Tenant’s credit history and financial status. This information can help them decide whether or not a Tenant is a good candidate for the rental property.
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