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FrontLobby rewards responsible Tenants.

Tenants use FrontLobby to get the credit and rental property they deserve. A membership with FrontLobby grants Tenants the ability get credit for paying rent and improve their credit report, build a positive Tenant Record and skip the line when choosing their next home.

With FrontLobby Tenants can see an increase on their Credit Report of 40+ points.

“We want to help responsible tenants unlock and access future credit-related rewards” Zac Killam, CEO FrontLobby.

With FrontLobby rent payments can be shared with Equifax and Landlord Credit Bureau and will be reflected on a Tenants Credit Report and Tenant Record. Landlords incentivize on-time rent payments, Tenants build credit.

As people build credit, they can gain better access to mortgages, as well as qualify for lower fees and interest rates on credit cards and other lines of credit. These advantages open the door to new opportunities and make it easier to accumulate wealth.

Building good credit takes time, consistency, a mixture of credit accounts and solid financial habits. For example, paying monthly bills on time regularly usually increases a person’s credit score. Many renters pay their bills on time every month and get credit for it. But historically, Tenants have not received credit for their largest monthly payment of all.

Good credit builds over time and requires a mixture of credit accounts. When rent payments are reported as a trade line on a Tenant’s Credit Report, they can build good credit and unlock credit related rewards faster.

Landlords often find themselves faced with multiple applicants for highly desired properties. In such cases, the deciding factor often comes down to something concrete and quantifiable, such as applicants’ credit histories. Unfortunately, renting to someone with little or no credit history can pose known and unknown risks and challenges for landlords.

This means many renters find themselves in a tough spot-especially those who are new to credit or new to the country.

Fortunately, a LCB Tenant Record allows renters to demonstrate a positive track record of paying rent even if they have a poor credit score. When landlords and tenants report rent payments to Landlord Credit Bureau Tenants can build a positive Tenant Record, allowing future landlords to evaluate prospective Tenants on more than just credit scores.

If you find an inaccuracy on your Landlords internal records or any information submitted to the Credit Bureaus through FrontLobby, please complete our dispute form and submit it to support@staging.dev.frontlobby.com

The dispute form with instructions can be found here.

Alternatively, if you have concerns regarding details on your Credit Report that are not related to rental data or believe you have been the victim of Identity Theft or Fraud, please reach out to the appropriate Credit Bureau directly.

For individuals in the US, you can read more about your rights under the FCRA here.

Additional details from the Consumer Finance Protection Bureau can be found here.